Studios for sale in Kazakhstan
Studios in new buildingsin Kazakhstan: to buy from the developer with or without finishing
On NATUMBE.KZ you will find 1 listing relevant ads for the sale of studios in residential complexes under construction and commissioned. Ads with photos, square footage and full information about the residential complex. From developers directly, without intermediaries. Family mortgage of 6%, escrow accounts, transparent conditions.
Studio apartment in a new building: the first step towards your home
A studio in a new building is the most affordable format of your own home in {region.in }. A compact space without internal partitions, where the kitchen, living room and bedroom are combined into one area. The ideal solution for young professionals, students and investors who want to enter the real estate market with a minimal budget.
On NATUMBE.KZ we have collected1 listing of current adsabout the sale of studios in new buildings {region.in }. From compact 18-meter options in residential areas to spacious 38-meter studios in business class residential complexes, you will find a solution for any budget. All ads from developers and trusted agencies with photos, layouts and information about the residential complex.
You cancheap to buy a studio in a residential complex from a developerwith or without finishing, in houses under construction or already commissioned {region.in }. Direct contact with the developer saves on intermediary fees. The ads are moderated: we check the documents, photos, and descriptions.
In this guide, we will analyze everything: types of studios and their features, layouts, finishing levels, mortgage programs in 2026, investment potential, how to zone a compact space, how to choose a reliable developer and what to look for when accepting an apartment.
Why are studios in new buildings so popular?
Studios are the fastest growing segment of the new building market. Over the past 5 years, the share of studios in new residential complexes has grown from 15% to 35%. Let's look at the 8 main reasons for popularity.
The most affordable entrance to real estate
The studio is located on25-40% cheaperone-room apartment in the same residential complex. Minimum price in {region.in } — 2.8 million ₽. This makes their own housing affordable for young professionals and students who cannot afford one-bedroom or two-bedroom apartments.
Maximum rental yield
Studios give7-10% per annumrental income is higher than any other format (one—bedroom apartments — 5-8%, two—bedroom apartments - 4-7%). The demand for studio rentals is consistently high: students, young professionals, and business travelers. Payback period is 10-14 years.
Preferential mortgages of 6% and 5%
Like all new buildings, the studios are accessible byfamily mortgage 6% и IT mortgage 5%. At a price of 3.5 million rubles, the monthly payment on the family mortgage is only 20-22 thousand rubles. It's comparable to renting, but you pay for your housing.
Low utility bills
Communal apartment for a studio of 22 m2 —2,000- 3,500 ₽/month, against 4,000-6,000 ₽ for a one-night stand. New communications and energy-efficient materials reduce heating and electricity costs by 20-30%.
Modern euro-layouts
Modern studios are designed with ergonomics in mind: niches for beds, a dedicated kitchen area, a place for a desk, built-in wardrobes. Panoramic windows and high ceilings (2.7-3 m) visually expand the space.
Rapid price increase after delivery
A studio purchased at the excavation stage becomes more expensive by25-35%after the house is rented. This is one of the fastest growing segments. After 2-3 years, you can sell at a profit and use the capital to buy a larger apartment.
An ideal "stepping stone" to more housing
Many people buy a studio likeThe first step They live for 3-5 years, save up for a down payment for a larger apartment, then sell the studio at a profit of 20-30% and add to the savings. This is a financially sound strategy.: instead of renting "to nowhere", you invest in an asset that is growing in value. Bottom line: after 5 years, you have the capital to buy a two-piece or a three-piece.
Who is suitable for a studio in a new building?
A studio is not a universal solution. It is perfect for some scenarios and not suitable for others. Let's figure out who should buy a studio.
✅ The studio is ideal for:
Students
Compact, inexpensive housing near the university. Easy to maintain, low utilities. After graduation, you can sell or rent. Investing in the future.
Young professionals
My first private home after starting my career. The mortgage payment is comparable to the rent, but you pay for your own. After 3-5 years, a step to a larger apartment.
Investors
The maximum rental yield (7-10% per annum). Stable demand, high liquidity. Buying in the excavation gives an additional increase of 25-35%.
Lonely people
A studio is the optimal format for one person. Everything is at hand, easy to clean, low cost. The spacious studio of 28-35 m2 is comfortable for permanent residence.
Pensioners
Compact, comfortable accommodation. Easy to clean, everything is nearby. Often — the exchange of a large apartment for a studio + a surcharge for living. A new house without renovation.
Business trips
A second home in another city for work. Cheaper than a hotel, more comfortable, you can leave your things. A great alternative to long-term rentals.
, The studio is NOT suitable for:
- Families with children.The child needs a separate space for sleeping, playing and studying. This is not possible in a studio of 20-25 m2. The minimum is a studio apartment of 35+ m2, preferably a two—room apartment.
- Couples where one works from home.When one partner is on a conference call or working intently, the other has nowhere to go. This creates conflicts in the studio.
- People who cook a lot.In the studio, the kitchen is combined with the living area. The smells of food, the noise of appliances, the mess in the kitchen — all this is in the common space.
- Those who plan to live for 10+ years.A studio is a "stepping stone", not a permanent home. After 3-5 years, you will want more space.
- People with a lot of stuff.There is little storage space in a studio of 20-25 m2. If you have a lot of clothes, books, and hobby equipment, it will be crowded.
Types and sizes of studios in new buildings
Studios range from ultra-compact 18 m2 to spacious 38 m2. Understanding the types will help you choose the best option for your tasks.
By area
| Type | Square | Features | For whom | Price in {region.in } |
|---|---|---|---|---|
| Micro Studio | 18-20 m2 | Minimalism, everything is built in, compact plumbing | Students, investments | 2.8 — 3.5 million ₽ |
| Compact Studio | 21-25 m2 | Standard format, niche for a bed, dedicated kitchen | Young professionals | 3.5 — 4.5 million ₽ |
| Standard Studio | 26-30 m2 | More spacious, you can allocate a work area | Single people, couples without children | 4.5 — 5.5 million ₽ |
| Spacious studio | 31-38 m2 | Large space, can be zoned into 3-4 zones | Couples who appreciate space | 5.5 — 8.5 million ₽ |
In terms of shape and layout
Rectangular (classic)
The most common format. The length is greater than the width. Zoning along the long wall: kitchen at the entrance, living area by the window. Just arrange the furniture, good sunlight.
Square
A rare but convenient format. The width and length are approximately equal. More zoning options: you can select a corner sleeping area, a central living room, and a side kitchen.
With a niche
A studio with an architectural niche for a bed or a workplace. The niche creates the feeling of a separate zone without partitions. It is very convenient for zoning the sleeping area.
With bay window or panoramic windows
Panoramic floor-to-ceiling glazing, bay window with city view. Provides maximum light and visual space. It is popular in comfort and business class. The price is 10-15% higher.
By residential complex class
| LCD Class | Studio area | Price m2 | Features |
|---|---|---|---|
| Economy | 18-24 m2 | 120-160 thousand ₽ | Panel houses, simple layouts, basic infrastructure |
| Comfort | 22-30 m2 | 160-200 thousand ₽ | Monolith-brick, enclosed courtyards, parking lots, playgrounds |
| Business | 28-38 m2 | 200-280 thousand ₽ | Premium finishes, concierge, fitness, underground parking |
Finishing from the developer: rough, pre-finishing, finishing
The level of finish is one of the key factors when buying a studio. It depends on whether you can stop by right away or if repairs are required. Let's look at all the options.
Three trim levels
| Level | What is included | Price supplement | For whom |
|---|---|---|---|
| Rough finishing | Walls, floor, wiring, windows, front door. Without finishing materials. | Included in the base price | Those who want to make repairs for themselves are ready to invest 400-800 thousand rubles. |
| Pre-cleaning (white box) | Leveled walls, floor screed, electrical wiring, plumbing, ready for finishing. | +5-8% of the price | Those who want to save on rough work, but choose the finishing materials themselves |
| Finishing touches | Fully finished apartment: wallpaper, laminate, tile, plumbing, interior doors, kitchen (sometimes). | +12-20% of the price | Those who want to come right away, without repairs. Saves 400-800 thousand. , under repair |
What level of finish should I choose?
For investment and rental
Finishing touches.Come in and hand it over. No need to waste time and money on repairs. Tenants appreciate ready-made housing. The quality of the standard finishes is sufficient for rent.
For your own living
Pre-clean (white box).Save on rough work (the most expensive and dirty), but choose the finishing materials and design for yourself. Optimal balance.
For designer renovation
Rough finishing.Full control over all stages of repair. You can implement any design project. But it requires 400-800 thousand . , and 2-3 months of work.
Studio as an investment: profitability of 7-10% per annum
Studios are the most profitable format for real estate investments. High rental yield + price increase after delivery = double benefit. Let's analyze the strategies.
Strategy 1: Buy-to-let
The most popular strategy. You buy a studio and rent it out, receiving passive income.
| Parameter | Meaning | Comment |
|---|---|---|
| Purchase price | 3.5 — 5.0 million ₽ | Studio 22-28 m2 in a good area |
| Rental rate | 25 — 40 thousand ₽/month | Depends on the location and condition |
| Annual income | 300 — 480 thousand ₽ | Before deduction of expenses |
| Expenses (utilities, repairs) | 50 — 80 thousand ₽/year | ~15-20% of income |
| Net income | 250 — 400 thousand ₽/year | After deduction of expenses |
| Profitability | 7-10% per annum | Higher than those of one-year-olds (5-8%) and two-year-olds (4-7%) |
| Payback period | 10-14 years old | Excluding price increases |
| Price increase (3 years) | +20-35% | Additional profit |
Strategy 2: Buy in the pit with resale
Purchase of a studio at the excavation stage for the purpose of selling after the house is commissioned.
- Purchase at the excavation site:2.8 — 3.8 million ₽ (25-35% discount on ready-made housing)
- Expectation:2-3 years before the house is commissioned
- Sale after delivery:4.0 — 5.5 million ₽ (market price of finished housing)
- Profit:1.2 — 2.0 million ₽ in 2-3 years
- Profitability:30-50% for 2-3 years (15-22% per annum)
Strategy 3: A "Stepping Stone" to more housing
Buying a studio for your own living, followed by the sale and purchase of a larger apartment.
- Purchase:3.8 million ₽ (studio 24 m2)
- Habitation:4 years (rent savings ~1.4 million ₽)
- Sale in 4 years:5.2 million rubles (including price increases)
- Profit:1.4 million ₽ (price increase) + 1.4 million ₽ (rent savings) = 2.8 million ₽
- Using:as a down payment for a two-piece or three-piece
Mortgage for a studio in a new building: 2026 programs
The main advantage of studios in new buildings is access to preferential mortgage programs. With the studio's low price, the monthly payment becomes very convenient.
The main mortgage programs of 2026
| Program | Bet | Initial payment | For whom |
|---|---|---|---|
| Family mortgage | 6% | from 20% | Families with a child under 6 years old or a disabled child |
| IT mortgage | 5% | from 20% | Employees of accredited IT companies |
| Military mortgage | 5,5-7% | 0% | NIS military personnel |
| Far Eastern | 2% | from 20% | Young families and single people under 36 in the Far Eastern Federal District |
| Market (new building) | 16-18% | from 15% | All buyers of apartments in new buildings |
Calculation of the mortgage on the studio 3.8 million
An example for a cost studio3.8 million ₽with an initial payment of 20% (760,000)) and a loan amount of 3.04 million ₽ for 20 years:
| Program | Monthly payment | Overpayment for 20 years | Comparison with rent |
|---|---|---|---|
| IT mortgage (5%) | 20 000 ₽ | 1.76 million ₽ | Cheaper to rent by 5-10 thousand rubles/month |
| Family (6%) | 21 800 ₽ | 2.19 million ₽ | Comparable to renting |
| Market value (17%) | 43 700 ₽ | 7.45 million ₽ | It is 1.5 times more expensive to rent |
Studio zoning: how to make 22 m2 comfortable
The main challenge of the studio is to combine the bedroom, living room, kitchen and work area in one space. Proper zoning makes a compact space comfortable.
6 zoning techniques
Sliding partitions
Glass or fabric partitions allow you to separate the sleeping area when needed and combine the space when you want space. Glass partitions preserve light, fabric partitions create privacy.
Shelving as dividers
Open shelving (IKEA Kallaks, custom) visually divides the space without blocking the light. It can be used for books, decor, plants. Dual function: storage + zoning.
A podium for the sleeping area
The bed on the podium (height 30-50 cm) creates the feeling of a separate area. There are storage boxes under the podium. Visually highlights the sleeping area without partitions.
Different floor coverings
Tile in the kitchen area + laminate in the living area. Visually divides the space, it is practical (tiles are easier to clean in the kitchen). The transition between the coatings is the natural boundary of the zones.
Different lighting scenarios
Each zone has its own lighting. Kitchen — bright overhead light. The bedroom is a warm bedside table. The living room is dimmable. The working area is a directional table lamp. The light creates an atmosphere and separates the zones.
Color accents on the walls
One wall is an accent color (sleeping area), the rest are neutral. This visually highlights the area and creates depth. Do not overload: a maximum of 1-2 accent walls.
An example of studio zoning of 24 m2
- Kitchen area (4-5 m2)— at the entrance, along one wall. Set, stove, sink, refrigerator.
- Sleeping area (5-6 m2)— by the window, behind a sliding partition or shelving. A bed, bedside tables.
- Living/working area (8-10 m2)— the central part. Sofa, TV, desk.
- Entrance hall (2-3 m2)— at the entrance. Built-in wardrobe, shoe rack.
- Bathroom (3-4 m2)— a separate room. Shower, toilet, sink, washing machine.
Checklist for choosing a studio in a new building: 25 items
A studio is a compact space where every detail is important. Here's what you need to check when choosing, so as not to be disappointed after the purchase.
, Layout and space
- The total area.A minimum of 20 m2 for a comfortable stay of one person. Optimally 24-28 m2. Measure according to the plan — don't just believe the description.
- The shape of the room.Rectangular or square is optimal. Avoid narrow "trailers" (less than 3 m wide) — it is difficult to zone and arrange furniture.
- Ceiling height.A minimum of 2.6 m, preferably 2.7-2.8 m. Low ceilings in a small space create the feeling of a "box".
- The location of the windows.Windows facing south or west — maximum light. The north side is darker, but cooler in summer. Panoramic windows are a big plus.
- The presence of a niche.A niche for a bed or workplace is a huge plus for zoning. Creates the feeling of a separate zone without partitions.
- A balcony or loggia.Additional 2-4 m2 of usable area. You can make a work area or a recreation area. Please specify whether the balcony area is included in the total area.
, Kitchen area
- The size of the kitchen area.A minimum of 2x2 m for the basic headset. 2.5x2.5 m is better — you can place a full-size refrigerator and dishwasher.
- Ventilation.In the studio, the kitchen is combined with the living area — a good extractor hood is critical. Check the presence and capacity of the exhaust duct.
- Electrical power.For a kitchen with an electric stove, you need at least 5-7 kW. Specify the allocated capacity.
, Bathroom
- The size of the bathroom.A minimum of 1.8x1.8 m for the shower, toilet and sink. Check if there is a place for a washing machine.
- Ventilation.Check the hood operation. Poor ventilation = mold and odors in a small apartment.
, Home and infrastructure
- LCD class.Comfort class is the optimal balance of price and quality. Economy — cheaper, but simpler materials. Business is more expensive, but the service is better.
- The infrastructure of the residential complex.Enclosed courtyard, Parking, playgrounds, shops on the ground floors. Proximity to the metro, universities, and business centers is important for investments.
- Floor.The middle floors (3-10) are optimal. Ground floor — noise, dust, security. The last one is the risk of roof leaks and summer heat.
- The number of studios in the house.If there are 50%+ studios in the house, this is a "student" or investment house. Lots of tenants, noisy. It is better if the studios are 15-25%.
- Narrow "trailers" with a width of less than 3 m cannot be zoned
- Ceilings below 2.5 m — the feeling of a "box"
- Windows facing north only — little light
- A bathroom smaller than 1.7×1.7 m is cramped
- Ground floor without separate entrance — noise, dust, security
- A house with 50%+ studios — unstable population, noise
- A developer with a bad reputation is at risk of unfinished construction and poor quality
Studio vs Studio apartment: an honest comparison
This is an eternal question for buyers of compact housing. Both formats have their advantages and disadvantages. Let's compare it objectively.
| Criteria | Studio (18-30 m2) | One-room apartment (32-45 m2) |
|---|---|---|
| Purchase price | 2.8 — 5.5 million ₽ | 4.5 — 8.0 million ₽ |
| Kitchen | Combined with a room | Separate (7-12 m2) |
| Communal apartment | 2 000 — 3 500 ₽ | 3 500 — 5 500 ₽ |
| Rental profitability | 7-10% | 5-8% |
| For one person | Optimal | Comfortable |
| For a couple without children | Fits (a little tight) | Optimal |
| For a family with a child | This doesn't fit | Fits |
| Working from home | Difficult | Possible |
| Liquidity | Very high | Very high |
| Mortgage (payment/month) | 20-22 thousand rubles (family 6%) | 28-35 thousand rubles (family 6%) |
When to choose a studio
- Do you live alone or in a couple without children
- Planning a baby in 3+ years
- The budget is limited
- You buy for rent (maximum profitability)
- You rarely cook at home, and you don't work from home.
- Are you planning to buy a large apartment in 3-5 years
When to choose a studio apartment
- A family with one child
- A couple planning a baby in the next 1-2 years
- One of the partners works from home
- Do you like to cook (you need a separate kitchen)
- Are you planning to live in an apartment for 7+ years
- The budget allows it (the difference is 1.5-3 million ₽)
Studio Market Trends 2026: what will happen next
The studio market in new buildings is growing rapidly. Understanding trends will help you make the right strategic decision.
The growth of the share of studios in new buildings
In 5 years, the share of studios in new residential complexes has grown from 15% to 35%. The trend will continue: The demand for compact housing is growing. Forecast: by 2030, studios will make up 40-45% of all apartments in new buildings.
Improved layouts
Modern studios are designed with niches, panoramic windows, and thoughtful zoning. The "trailers" and cramped bathrooms are going away. The new studios are more comfortable than the old ones.
Increased rental yields
The demand for studio rentals is growing faster than the supply. The yield of 7-10% per annum is higher than that of any other format. The trend will continue: young professionals and students always need compact housing.
Finishing is the standard
More and more developers are offering finishing as standard. This is convenient for investors (come and rent) and young buyers (no repairs needed).
Preferential mortgages stimulate demand
A family mortgage of 6% makes studios affordable: a payment of 20-22 thousand rubles/month is comparable to rent. This stimulates demand and price growth. Forecast: price growth by 5-8% per year.
Furniture from the developer
Some developers offer turnkey studios with furniture and appliances. This is convenient for investors: buy it and immediately hand it over. The trend will continue to grow.
Reviews of studio buyers in {region.in }
Real stories of people who bought studios in new buildings using NATUMBE.KZ.
"I bought a studio of 24 m2 in the excavation for 3.2 million rubles. After 2.5 years, the house was rented out — the studio costs 4.5 million rubles. The profit is 1.3 million rubles. Now I rent for 30 thousand /month. The yield is 8% per annum. A great investment!"
"I bought a studio with a fine finish on a family mortgage of 6%. The payment is 21k/month, which is even less than I paid for the rent. I stopped by right away, without repairs. I've been living for a year now, and I'm very happy. In 4 years, I plan to sell and buy a two-bedroom apartment."
"We bought 3 studios in one residential complex for rent. The total investment is 10.5 million rubles. Rental income is 90 thousand per month (10.3% per annum). The management company handles the check-in. Passive income without hassle."
"I bought a studio as my first apartment. He lived for 4 years, and sold it for a profit of 1.6 million rubles. I added savings and bought a two—dollar bill. The studio has become an ideal stepping stone to more living space. I recommend it to all young people!"
"I bought a studio for my student son. 20 m2 for 2.9 million ₽ near the university. My son lives and studies. After graduation, we will sell or rent. A great investment in a child's future."
"I bought a spacious 35 m2 studio in business class with panoramic windows. I live alone, I have enough. The finish is excellent, I stopped by right away. Communal services — 2,800 ₽/month. I am very pleased!"
Frequently Asked Questions
We have collected answers to 12 of the most popular questions about buying studios in new buildings.
The average price of a studio in a new building {region.in } —4.2 million ₽. The minimum cost is 2.8 million rubles (a compact studio of 18-20 m2 in a residential area), the maximum is 8.5 million rubles (a spacious studio of 35-38 m2 in a business class residential complex). The average price per m2 is 165-210 thousand rubles. At the excavation stage, the price is 25-35% lower than after completion.
Yes, studios —one of the most profitable formatsfor investment purposes. The rental yield is 7-10% per annum (higher than for one—bedroom and two-bedroom apartments - 4-7%). Payback period is 10-14 years. Buying in the excavation gives an additional 25-35% price increase after the house is completed. Studios are rented out in 1-3 days — demand always exceeds supply.
The studio is 25-35% cheaper, the communal fee is lower, and the rental yield is higher. The studio apartment is more spacious (32-45 m2), has a separate kitchen and a room. For a single person or investment, a studio is more optimal. For a family with a child or a long—term stay (7+ years old), a one-bedroom apartment is better. If you are planning a child in 1-2 years, take a one—bedroom apartment right away.
For investment and rental —finishing touchesfrom the developer (come and rent). For your own living —pre-cleaning (white box) to make repairs for yourself. Finishing saves 400-800 thousand rubles. It's under repair, but the quality is standard. Pre-cleaning allows you to choose materials and design.
Yes, if the studio has the status of a residential building (indicated in the extract from the Unified State Register of Legal Entities as an "apartment").apartmentsyou can not register — this is a non-residential building. When making a purchase, be sure to check the status in the documents. All studio apartments on NATUMBE.KZ are residential premises with the possibility of registration.
Basic techniques:1)sliding partitions (glass or fabric),2)shelving as dividers,3)different flooring (tiles in the kitchen, laminate in the living area),4)a podium for the sleeping area,5)different lighting scenarios,6)color accents on the walls. For a studio of 25 m2, it is optimal to allocate 3 zones: kitchen, bedroom, work/living room.
Minimum comfortable size —20-22 m2. Smaller — it's cramped and difficult to zone. The optimal size for one person —24-28 m2. For a couple without children — from 28 m2. Micro-studios of 18 m2 are suitable only for temporary accommodation or investment for rent.
Yes, if you are willing to wait 2-3 years. At the excavation site, the price for25-35% lower than after the handover. The risks are minimized by an escrow account (the money is returned if the house is not rented). This is the best investment strategy: bought cheap, sold expensive after delivery.
Yes, maternity capital can be used: as part of the down payment on the mortgage, for early repayment of the mortgage, for direct payment of the loan. In 2026, the maternity capital for the first child is 630 thousand rubles, for the second — 833 thousand rubles. For a studio for 3.8 million rubles, the maternity capital can cover 16-22% of the cost.
There are no restrictions. Many investors buy 2-5 studios in one residential complex for portfolio investments. When buying 3+ apartments from the same developer, you can often get a discount of 3-5%. The management company can handle the settlement and maintenance for 10-15% of the rental income.
Variants:1)Personal income tax 13% — you file a declaration once a year.2)Self—employment - 4% when renting to individuals, 6% when renting to legal entities.3)Sole proprietor on the USN — 6% of income. Self—employment is the most profitable and easiest option for 1-3 studios.
2026 is a good time to buy a studio.Prices have stabilized after the peak of 2023-2024, preferential mortgages make purchases affordable (payment of 20-22 thousand rubles/month on a family mortgage), and there is a large selection of properties. The forecast for 2027 is a 5-8% price increase. Buying in the excavation gives a 25-35% discount.
Find your studio in a new building {region.in }
1 listing of verified ads from developers. With or without finishing, in the excavation and in rented houses. Mortgage from 6%, escrow accounts. Your first home or first investment is waiting for you.