Buy a one-bedroom apartment in Kazakhstan
- Akmola region (1)
- Karaganda region (1)
- Aktobe region (1)
- Almaty region (310)
- East Kazakhstan region (1)
- Zhambyl region (2)
Buy a 1-room apartment inin Kazakhstan: your own home for a comfortable life
From cozy Khrushchev houses in green courtyards to modern one-bedroom apartments with panoramic windows, you will find 316 listings relevant ads on NATUMBE.KZ. The average price is 6.1 million rubles. An ideal choice for a first apartment, a young family or a reliable investment.
1-room apartment: the gold standard of urban housing
Studio apartment is the most popular and versatile housing format in {region.in }. This is the perfect balance between price, comfort and functionality. A separate lounge, a separate kitchen for cooking, a bathroom and an entrance hall are all you need for a full—fledged life for one person or a small family.
On NATUMBE.KZ we have collected316 listings of current adsabout the sale of 1-room apartments in {region.in }. From compact Khrushchev houses in green residential areas to spacious one-bedroom apartments in new business class buildings, you will find a solution for any budget and task. The average area is 30-35 m2, the average price is 6.1 million rubles.
One-room apartments are about30-35% of all transactionswith real estate in {region.in }. They are bought by young professionals as their first home, families with one child, parents for student children, and investors for rent. This is the most liquid format on the market: one-bedroom apartments are sold faster than all other types of apartments.
In this guide, we will analyze everything: types of one-bedroom apartments and their features, layouts (classic, euro, improved), how to choose the best option and not overpay, what legal nuances to consider, how to take out a mortgage on favorable terms and how to turn the purchase of one-bedroom apartments into a reasonable investment. We have analyzed hundreds of real transactions and gathered the expertise of realtors, lawyers and buyers {region.in }.
, One - bedroom market analytics in {region.in }
Up-to-date data on prices, areas, and offers based on an analysis of 316 listings ads.
, How much does a 1-room apartment cost in {region.in }?
| , Average selling price: | 6.1 million rubles . |
| 🔷 Average market price per m2: | 217.6 thousand rubles/m2 |
| , Minimum cost of housing: | 3.5 million rubles . |
| , The most expensive object: | 9.6 million rubles . |
The data is current as of September 2026 and is based on an analysis of 316 listings ads in the category "Buy a 1-room apartment {region.in }".
What is the area of 1-room apartments in {region.in }?
- Minimum area:18.2 m2 — compact small-family houses and guest houses
- Average area:30-35 m2 is the standard for modern one—bedroom apartments
- The object of the largest area:38.2 m2 — spacious one-bedroom apartment with a large kitchen
When choosing the area, keep in mind: the comfortable minimum for permanent residence of one person is 28-30 m2. For a couple — 32-36 m2. For a family with a small child — from 35 m2 with a kitchen of 8 m2.
What documents will be required for the sale of 1-room apartments?
Download templates of standard documents relevant for 2026:
- The template of the preliminary apartment purchase and sale agreement
- Apartment purchase and sale agreement template (sample)
- Template for the act of acceptance and transfer of residential real estate upon purchase
- Receipt template for receiving funds
If you decide to use the services of a realtor, then you may also need:
- Contract for the provision of paid services for the search of a property for its purchase
- A contract for the provision of paid services for the search for a buyer of a real estate object for the owner
When using a standard document template, keep in mind that it may not reflect all the nuances and specific features of your agreements with the counterparty. For complex transactions, consultation with a lawyer is recommended.
Why are 1-room apartments so popular?
A studio apartment is not a compromise, but a conscious choice of millions of people. Let's look at the 8 main reasons for the popularity of one-night stands.
Full-fledged separate housing
Unlike a studio, a one-bedroom apartment hasa separate room and a separate kitchen. This is a full-fledged living space: you can retire to a room, cook odorless in a living area, receive guests in the kitchen.
Affordable entry price
One of the most affordable formats of full-fledged housing. Average price in {region.in } —6.1 million ₽, which is 20-30% cheaper than two-room apartments. This makes their own housing affordable for young professionals.
High liquidity
Studio apartments for saleThe fastestin other formats, it takes an average of 30-50 days. Demand is consistently high: from young families to investors. This is an ideal asset: bought, lived, sold without problems.
Ideal for renting out
One of the most profitable rental formats. Profitability5-8% per annumin {region.in }. Demand is stable: students, young professionals, business travelers, couples without children.
Moderate utility bills
Communal apartment for one room 32 m2 —3,500- 5,500 ₽/month, against 5,000-8,000 ₽ for a two-bedroom apartment of 50 m2. Saving 20-30 thousand. , per year compared to a two-room apartment.
Ease of content
A compact space is easier to keep clean and tidy. Cleaning takes 40-60 minutes instead of 1.5-2 hours. Less furniture, less repairs, less expenses.
The perfect "first apartment"
For many, odnushka isThe stepfor more. I bought it when I was 23-28 years old, lived for 3-5 years, saved up for a down payment for a two-bedroom apartment or a three-bedroom apartment, and sold a one-bedroom apartment at a profit. This is a financially sound strategy.: instead of renting "to nowhere", you invest in an asset that is growing in value. Average price increase of one-bedroom apartments in {region.in } — 5-8% per year.
Types of 1-room apartments: from Khrushchev to euro-one-bedroom
The same "1-room apartment" can be completely different depending on the type of house and layout. We will analyze all the options so that you understand what you are buying.
, By type of house
The Khrushchevks (1958-1985)
The most budget-friendly option. The area is 30-35 m2, the kitchen is 5-6 m2, the bathroom is combined, the ceilings are 2.5 m. Advantages: low price, well-developed infrastructure, green courtyards. Cons: small kitchens, poor sound insulation, old communications.
Price:3.5 — 5.0 million ₽
Price m2:115-150 thousand ₽
The Brezhnevs (1965-1990)
Improved khrushchevki. The area is 35-40 m2, the kitchen is 7-9 m2, the bathroom is often separate, the ceilings are 2.6-2.7 m. Advantages: better planning, higher quality of construction. Cons: deterioration of communications, old elevators.
Price:4.2 — 6.0 million ₽
Price m2:130-170 thousand ₽
Czech women and improved women (1970-1995)
High-quality series with thoughtful layouts. Area 38-45 m2, kitchen 8-10 m2, separate bathroom, loggia. Pros: isolated areas, spacious kitchens, good quality. Cons: high price on the secondary market.
Price:4.8 — 6.5 million ₽
Price m2:140-180 thousand ₽
Modern new buildings (2010+)
Modern layouts, high ceilings (2.7-3 m), panoramic Windows, thoughtful zoning. The area is 35-45 m2, the kitchen is 9-14 m2. Positive: modern communications, elevators, parking. Cons: higher price, waiting for delivery.
Price:5.5 — 9.6 million ₽
Price m2:180-280 thousand ₽
, According to the layout
| Type of layout | Square | Kitchen | Features | For whom |
|---|---|---|---|---|
| Small family | 18-28 m2 | 4-6 m2 | Compact, often in dormitories | Students, investments |
| Guest house | 28-33 m2 | 5-8 m2 | Improved small-family | One person |
| Classic one-bedroom | 30-38 m2 | 8-10 m2 | Separate room and kitchen | Couple, young family |
| Improved one-bedroom | 38-45 m2 | 10-12 m2 | Spacious kitchen, dressing room | A family with a child |
| Euro-one-bedroom | 32-42 m2 | 18-25 m2 (living room) | Kitchen-living room + bedroom | Couple, freelancers |
| With bay window | 35-45 m2 | 9-12 m2 | Panoramic glazing of the bay window | Connoisseurs of space |
, By market
In new buildings
Modern layouts, new communications, often with finishing from the developer. A family mortgage (6%) and other preferential programs are available. Minus: waiting 1-3 years, undeveloped infrastructure for the first time.
Positive:preferential mortgage, new communications, modern layouts
Minuses:waiting for delivery, higher price, undeveloped infrastructure
On the secondary market
You can stop by right away, the infrastructure is well developed, the neighbors have already settled in. All types of houses are available: from Khrushchev buildings to modern residential complexes. Cons: repairs are needed, mortgage rates are high (16-22%), and a thorough legal review is needed.
Positive:come right in, well-developed infrastructure, choice of house types
Minuses:repairs, high mortgage rate, legal risks
Who is suitable for a 1-room apartment?
A studio apartment is a universal format, but not for everyone. Let's look at who the one-bedroom fits perfectly, and who should consider other options.
✅ One room is perfect for:
Young couples without children
A comfortable space for two people: a separate room for sleeping, a kitchen for dining together. If you are planning a child in the next 2-3 years, a one—bedroom apartment will be an ideal start.
Families with one small child
While the child is small (up to 5-7 years old), a one-bedroom apartment of 35-40 m2 is quite comfortable. The child can sleep in the living room or on a separate cot in the parents' room.
Young professionals
My first apartment of my own after starting my career. Affordable entrance to real estate, the opportunity to save up for a large apartment in 3-5 years.
Students and graduates
Parents buy a one-bedroom apartment for their student children. After graduation, the child stays in his home or rents it out. Investing in the future.
Pensioners
Comfortable accommodation without extra rooms. Easy to clean, low utilities, everything is at hand. Often — the exchange of a large apartment for a one-bedroom apartment + a surcharge for living.
Investors
Purchase for rent. High yield of 5-8% per annum, stable demand, liquidity. You can manage it remotely through a management company.
One room is NOT suitable for:
- Families with two children.Two children need a separate space, a place to play and study. One room for three or four people is cramped and uncomfortable. Minimum — one-bedroom apartment.
- People who work from home with clients.If you receive clients at home (psychologists, tutors, cosmetologists), you need a separate work room. It's difficult to organize it in one room.
- Families with large breed pets.A big dog needs space. In a one-bedroom apartment of 30-35 m2, it will be cramped, especially if you work a lot outside the home.
- People with different sleep patterns.If one person works at night and the other sleeps, it creates inconvenience in a one—room apartment. We need at least a separate room for everyone.
- Those who often receive overnight guests.There is nowhere to accommodate guests in the one-room apartment for the night. This requires a second room or a pull-out sofa in the living room.
Checklist for choosing a 1-room apartment: 30 items
A studio apartment is a compact space where every detail is important. Here's what you need to check when choosing, so as not to be disappointed after the purchase.
, Layout and space
- The total area.Minimum of 30 m2 for one person, 32-36 m2 for a couple, from 35 m2 for a family with a child. Measure with a tape measure — don't just trust the documents.
- The area of the room.A minimum of 16-18 m2 for a comfortable bedroom/living room. Smaller — it is difficult to place a bed, a closet and a workplace.
- Kitchen area.Minimum 7 m2 for a basic headset, optimal 9-12 m2. In the Khrushchev kitchens 5-6 m2 is cramped for cooking together.
- The shape of the room.Rectangular or square is ideal. Avoid narrow "trailers" (less than 3 m wide) — it is difficult to arrange furniture.
- Ceiling height.A minimum of 2.6 m, preferably 2.7-2.8 m. Low ceilings (2.5 m) in a small apartment create the feeling of a "box".
- The location of the windows.Ideally, windows facing south or west (more light). The north side is darker, but cooler in summer. A corner apartment with windows on two sides is a great option.
- The presence of a balcony or loggia.Additional 3-5 m2 of usable area. The balcony can be insulated and a work area or storage can be made. Please specify whether the balcony area is included in the total area.
- The possibility of redevelopment.If you want to expand the kitchen or combine the bathroom, check which walls are load—bearing. In panel houses, redevelopment is limited.
🍳 Kitchen
- The size of the kitchen area.A minimum of 2×2.5 m for a basic headset with a stove, sink, refrigerator and work surface.
- Ventilation.Check the hood operation. In a one—bedroom, the kitchen is often next to the room - good ventilation is critical so that odors do not enter the living area.
- Electrical power.For a kitchen with an electric stove, oven, or microwave, you need at least 5-7 kW. Specify the allocated capacity.
- The location of the risers.The water supply risers should be in the kitchen or nearby. The transfer of the "wet zone" requires coordination and roads.
, Bathroom
- Type of bathroom.Combined — saves space, but inconvenient with several tenants. Separate — more comfortable, but takes up more space. Separate rooms are better for a family with a child.
- The size of the bathroom.A minimum of 1.8x1.8 m for a bathtub, toilet and sink. Optimal — 2x2 m or more.
- Ventilation in the bathroom.Check the hood operation. Poor ventilation = mold and odors.
- The condition of the plumbing.Check the operation of the toilet, tub/shower stall, sink. Old plumbing is an additional waste of 50-150 thousand rubles. ₽ to replace it.
💡 Lighting and electrics
- Natural light.The windows should be large. Panoramic windows or floor—to-ceiling windows are ideal. Small windows in Khrushchev houses give little light.
- The side of the world.South and west — lots of light, but hot in summer. The north and east are cooler, but there is less light. South/west is better for a one-bedroom apartment.
- Electrical points.A single room needs at least 10-12 outlets: kitchen (4-5), room (4-5), bathroom (1-2), hallway (1). Check their availability and operation.
- The type of transaction.In houses before the 1990s, the wiring is often aluminum - it needs to be replaced. Modern houses have copper wiring.
, Home and infrastructure
- The year the house was built.New buildings — modern communications, old houses — need renovation. Optimal: houses from the 2000s and newer.
- The material of the walls.Brick and monolith — better sound and thermal insulation. The panel is cheaper, but the insulation is worse.
- Elevator.An elevator is required for one-bedroom apartments on 5+ floors. Check its operation and the number of elevators in the building.
- Parking space.Please specify whether there is an underground parking, guest parking, and how many spaces per apartment. Parking is an eternal problem in old houses.
- The infrastructure is nearby.Shop, pharmacy, clinic, school/kindergarten, bus stop within walking distance. This is critical for one—bedroom cars - often those who do not want / cannot drive a car buy.
- Neighbors.If possible, get to know your neighbors on the site. In one-bedroom apartments, good sound insulation is more important than in large apartments.
- Narrow "trailers" less than 3 m wide — it is impossible to arrange the furniture properly
- Ceilings below 2.5 m — the feeling of a "box"
- The windows only face north — there is little light, it is dreary
- A bathroom smaller than 1,7×1,7 m is cramped and uncomfortable
- Ground floor without separate entrance — noise, dust, security
- Top floor without maintenance — roof leaks, summer heat
- The kitchen is less than 6 m2 — it is impossible to cook properly
- A house with 50%+ tenants — unstable population, noise
One room is like the first apartment: success strategy
Buying your first apartment is an important financial step. One room is ideal for a start: affordable price, high liquidity, opportunity for growth. Let's analyze the step-by-step strategy.
Determine the budget and the source of funding
Add up: own savings + parental assistance (if available) + maternity capital (if applicable) + possible mortgage. Realistic budget for a one-bedroom apartment {region.in }: 4-7 million ₽. Do not forget about the additional costs: realtor (2-3%), notary, assessment, repair — this is another 10-15% of the price.
Choose between a new building and a secondary one
New buildingit is beneficial if you have the right to a preferential mortgage (family 6%, IT 5%).SecondaryIt's better if you need to stop by right away or your budget is limited. Compare: the purchase price + the overpayment on the mortgage for 5 years. Often, a secondary building with a large down payment is more profitable than a new building with a preferential mortgage.
Choose a location with growth potential
Look for areas with developing infrastructure: new metro stations, shopping malls, business centers. Prices in such areas are rising by 8-12% per year against 5-7% in "stagnant" areas. Check the city's development plans on the administration's website.
Choose an apartment with a liquid layout
Avoid non-standard layouts: narrow rooms, small kitchens (less than 7 m2), combined bathroom in families. Liquid one-bedroom apartment: 32-38 m2, kitchen 9+ m2, separate bathroom, balcony/loggia. Such an apartment is easy to sell in 3-5 years.
Check the legal purity
Order an extract from the Unified State Register of Legal Entities, check the history of rights transfers, and the absence of encumbrances. Check the seller using the FSSP and Fedresource databases. The cost of verification is 30-80 thousand rubles. ₽ is a penny compared to the risk of losing an apartment.
Conduct an inspection with a checklist
Take a tape measure, a flashlight, and a phone charger with you. Check all the items on the checklist: communications, plumbing, electrics, the condition of walls and ceilings. Inspect the apartment twice: in the afternoon and in the evening.
Bargain
The average auction on the secondary market is 3-7% of the stated price. For a one-bedroom apartment for 6 million rubles, this is 180-420 thousand rubles. Arguments: defects found, market analytics, willingness to make a quick deal.
Make a deal safely
Use secure payments: a letter of credit or a safe deposit box with access after registration. Do not pay in cash before registering the transfer of rights. Get a lawyer to support the transaction.
Live or rent out
If you live by yourself, enjoy your home. If you bought it as an investment, rent it out. One room of 32 m2 in a good area {region.in } for rent for 30-40 thousand ₽/month. The yield is 5-8% per annum.
After 3-5 years, sell and buy more
If you are planning a family or growth, sell a one—bedroom apartment and buy a two-bedroom or three-bedroom apartment. In 3-5 years, one room usually becomes more expensive by 20-35%. This is your capital for the next step.
Mortgage for a 1-room apartment: programs for 2026
More than 70% of one—bedroom homes are bought with a mortgage - this is an affordable way to become a homeowner. Let's analyze the available programs and conditions.
The main mortgage programs of 2026
| Program | Bet | Initial payment | Max. the amount | For whom |
|---|---|---|---|---|
| Family mortgage | 6% | from 20% | 12 million ₽ (Moscow/St. Petersburg) / 6 million ₽ (regions) | Families with a child under 6 years old or a disabled child (new buildings only) |
| IT mortgage | 5% | from 20% | 18 million ₽ | Employees of accredited IT companies (new buildings only) |
| Rural mortgages | 3% | from 10% | 5 million ₽ (Far Eastern Federal District) / 3 million ₽ (other) | Rural housing |
| Military mortgage | 5,5-7% | 0% | by certificate | NIS military personnel |
| Market (new building) | 16-18% | from 15% | without restrictions | All buyers of apartments in new buildings |
| Market (secondary) | 18-22% | from 15% | without restrictions | All buyers of apartments on the secondary market |
Calculation of a one-bedroom mortgage
An example for a one-bedroom apartment6.1 million ₽with an initial payment of 20% (1.22 million)) and a loan amount of 4.88 million ₽ for 20 years:
| Program | Monthly payment | Overpayment for 20 years | Total cost |
|---|---|---|---|
| Family (6%) | 35 000 ₽ | 3.52 million ₽ | 9.62 million ₽ |
| IT mortgage (5%) | 32 100 ₽ | 2.83 million ₽ | 8.93 million ₽ |
| New market building (17%) | 70 400 ₽ | 12.02 million ₽ | 18.12 million ₽ |
| Secondary market (20%) | 81 900 ₽ | 14.78 million ₽ | 20.88 million ₽ |
How to get a one-bedroom mortgage approved
- Stable income.Banks require proof of income for at least 6 months. The official salary is a plus. The mortgage payment should not exceed 40-50% of the income.
- Good credit history.Check your CI through the credit history bureau. Delays and debts are a minus. In case of a bad AI, first pay off your debts and take out a small loan to restore your history.
- The initial payment is 20%+.The higher the contribution, the lower the bid and the higher the chance of approval. With a 30%+ deposit, many banks give a discount of 0.5-1% to the rate.
- Age 21-65 years.Standard requirements of banks. At the end of the mortgage, the age should not exceed 65-70 years.
- Citizenship of the Russian Federation.For most programs. Special programs with a higher rate are available for foreigners.
The legal nuances of buying a one-bedroom
Buying a 1-room apartment requires the same thorough legal review as any other property. Let's look at the main risks and ways to protect yourself.
, Basic documents for verification
- Extract from the Unified State Register of Legal Entities— confirms ownership and the absence of encumbrances. It must be no older than 30 days.
- Title documents— purchase and sale agreement, donation, inheritance certificate, privatization agreement. Check the history of rights transfers for 20+ years.
- Information about registered persons— an extract from the house book or railway. Make sure that there are no registered "permanent residents" in the apartment.
- Archive extract from the house book— shows all those registered since the moment of privatization. It is crucial to identify "refuseniks" from privatization.
- Notarized consent of the spouse— if the apartment was bought in marriage. The transaction may be disputed without consent.
- Permission from the guardianship authorities— if the owners or registered persons are minors.
- References from the MON and ND— confirming the seller's legal capacity.
- Certificate of absence of debts on communal services— from the CC or the EIRC.
- Technical data sheet— to verify the legality of alterations.
The main risks when buying a one - bedroom
"Refuseniks" from privatization
Persons who refused to participate in the privatization retainlifetime right of residence. It is almost impossible to discharge them through the court. Verification: an archived extract from the house book from 1991.
Matkapital without allocation of shares
If the mother capital was used during the purchase, the parents were obliged to allocate shares to the children. If not allocated, the deal can be challenged by the prosecutor's office or the FIU. Verification: a certificate from the FIU on the use of the maternity capital.
Inherited apartments (for a period of 3 years)
Within 3 years after the opening of the inheritance, other heirs may appear and challenge the deal. Avoid apartments inherited less than 3 years ago, or require title insurance.
Bankruptcy of the seller
If the seller goes bankrupt within 3 years of the transaction, the financial manager can challenge the sale. Verification: databases of the Federal Resource Service, the Federal Security Service of Russia, the website of courts.
Illegal redevelopment
If a one—bedroom was made out of two rooms or the kitchen was expanded at the expense of a room, this is a redevelopment. It must be agreed upon. Otherwise, you may be required to return everything to its original form at your own expense.
Underestimation of the price in the contract
The seller offers to specify a lower price than the real one to avoid taxes. If you dispute the transaction, you will be refunded only the specified amount. Never settle for understatement.
Renovation of a 1-room apartment: budget and features
One-bedroom renovation has its own characteristics: a compact space requires thoughtful solutions, and the budget is often limited. Let's look at realistic numbers and pitfalls.
Types of repairs and their cost
| Type of repair | Scope of work | Price per m2 | For a single room of 32 m2 |
|---|---|---|---|
| Cosmetic | Painting, wallpaper, plumbing replacement, minor repairs | 8-12 thousand ₽ | 250-380 thousand ₽ |
| Capital | Complete replacement of communications, electrics, finishing | 25-40 thousand ₽ | 800 thousand — 1.3 million |
| Designer | Project, premium materials, built-in furniture | 45-70 thousand ₽ | 1.4 — 2.2 million ₽ |
Hidden works that often "pop up"
- Electrical wiring replacement.In houses before the 1990s, the wiring was aluminum, and the cross-section was insufficient. Full replacement — 120-200 thousand. , for a one-bedroom apartment of 32 m2.
- Pipe replacement.Old corroded steel pipes need to be replaced. Wiring — 80-150 thousand rubles, risers (if you change) — 30-80 thousand rubles.
- Wall alignment.In older houses, the curvature can be 20-30 mm. Plaster on lighthouses — 60-100 thousand. , for a one-bedroom apartment.
- Floor replacement.Parquet on logs in Khrushchev buildings often needs to be replaced. Screed + coating — 120-200 thousand rubles.
- Replacement of windows.Old wooden frames are replaced with plastic ones. The window is 30-60 thousand rubles, for the entire apartment — 100-200 thousand rubles.
- The front door.The Soviet one is replaced by a modern metal one. 40-80 thousand rubles.
One-bedroom repair Features
- Zoning.In a one-bedroom apartment, it is important to divide the space correctly: a sleeping area, a work area, a living room, and a kitchen. Use partitions, shelving, different lighting, and color accents.
- Built-in furniture.Floor-to-ceiling wardrobes, podium beds with drawers, folding tables — save space and create order.
- Light colors.White, beige, and light gray walls visually expand the space. Dark colors are accent colors only.
- Mirrors.Mirrored cabinets and walls visually double the space. But don't overdo it — one large mirror is better than five small ones.
- A single floor covering.The same floor in the entire apartment (except for the bathroom) creates a sense of a single space. Different materials divide the space.
1-room apartment as an investment: profitability and strategies
Studio apartments are one of the best investment tools in the real estate market. High liquidity, stable demand, affordable entry. Let's look at how to make money on odnushki.
Strategy 1: Buy-to-let
The most popular strategy. You buy a one-bedroom apartment and rent it out, receiving passive income.
| Parameter | Meaning | Comment |
|---|---|---|
| Purchase price | 5.5 — 7.5 million ₽ | One room of 32-36 m2 in a good area |
| Rental rate | 30 — 45 thousand ₽/month | Depends on the location and condition |
| Annual income | 360 — 540 thousand ₽ | Before deduction of expenses |
| Expenses (utilities, repairs) | 60 — 100 thousand ₽/year | ~15-20% of income |
| Net income | 300 — 440 thousand ₽/year | After deduction of expenses |
| Profitability | 5-8% per annum | Above the bank deposit |
| Payback period | 12-16 years old | Excluding price increases |
| Price increase (3 years) | +15-25% | Additional profit |
Strategy 2: Buy in the pit with resale
Buying a one-bedroom apartment in a house under construction at an early stage with the aim of selling after the house is completed.
- Purchase at the excavation site:4.0 — 5.2 million rubles (20-30% discount on ready-made housing)
- Expectation:2-3 years before the house is commissioned
- Sale after delivery:5.8 — 7.5 million ₽ (market price of finished housing)
- Profit:1.5 — 2.5 million ₽ in 2-3 years
- Profitability:25-40% for 2-3 years (12-18% per annum)
Strategy 3: Buy for yourself and then sell
You buy a one-bedroom apartment for your own living, and after 3-5 years you sell and buy a large apartment.
- Purchase:5.8 million rubles (one room of 34 m2)
- Habitation:5 years (rent savings ~2.0 million ₽)
- Sale in 5 years:7.5 million rubles (including price increases)
- Profit:1.7 million ₽ (price increase) + 2.0 million ₽ (rent savings) = 3.7 million ₽
- Using:as a down payment for a two-piece/three-piece
How to choose a one-bedroom apartment for investment
- A location with high rental demand:close to universities, business centers, metro. Students and young professionals are the main tenants of one—bedroom apartments.
- The area is 32-36 m2:the optimal size for rent. Less is uncomfortable, more is more expensive and less liquid.
- Good condition:fresh renovation, furniture, appliances. A ready-to-move-in apartment is rented faster and more expensive.
- Developed infrastructure:shops, cafes, transport are within walking distance. Tenants value convenience.
- Reliable developer (for new buildings):only large companies with good reputations and escrow accounts.
One room vs studio vs two room: What should I choose?
This is an eternal question for buyers of compact housing. The three formats have their advantages and disadvantages. Let's compare it objectively.
| Criteria | Studio (18-30 m2) | 1-room apartment (30-40 m2) | 2-room apartment (45-60 m2) |
|---|---|---|---|
| Purchase price | 4.5 — 6.5 million ₽ | 5.5 — 7.5 million ₽ | 8.0 — 11.0 million ₽ |
| Kitchen | Combined with a room | Separate (7-12 m2) | Separate (8-14 m2) |
| Communal apartment | 2 500 — 4 000 ₽ | 3 500 — 5 500 ₽ | 5 000 — 8 000 ₽ |
| Rental profitability | 6-9% | 5-8% | 4-7% |
| For one person | Optimal | Comfortable | Redundant |
| For a couple without children | Fits | Optimal | Comfortable |
| For a family with a child | This doesn't fit | Suitable (with restrictions) | Optimal |
| Working from home | Difficult | Possible | Comfortable |
| Reception of guests | Limited | Possible | Comfortable |
| Liquidity | Very high | Very high | High |
When to choose a studio
- The budget is limited, we need the first apartment for one person.
- Are you planning to rent an apartment
- Rarely cook at home
- Don't work from home
- Appreciate minimalism
- Are you planning to buy a large apartment in 3-5 years
When to choose a one-bedroom
- Do you live in a couple without children or with one small child
- Do you want a separate kitchen and a room
- Are you planning a child in the next 2-3 years
- You work from home (you need a workplace)
- Do you like to cook
- Do you want a liquid asset for future sale
When to choose a two-room apartment
- A family with one or two children
- You work from home and need a separate office.
- Do you often receive overnight guests
- Are you planning to live in an apartment for 10+ years
- The budget allows it (the difference is 2-3 million ₽)
Customer reviews of odnushek in {region.in }
Real stories of people who bought 1-room apartments using NATUMBE.KZ. Their experience will help you make a decision.
"We bought a 34 m2 one-bedroom apartment in a new building on a family mortgage (6%). The payment is 35k/month, which is even less than we paid for the rent. In 3 years we plan to sell and buy a two-bedroom apartment. A great strategy for a young family!"
"I bought a one-bedroom apartment as an investment. 33 m2 for 5.8 million rubles, I rent for 38 thousand/month. The yield of 7.8% per annum is better than a deposit. The management company handles the check-in, I only get the money."
"We bought a one-bedroom apartment for our student daughter. 31 m2 in Khrushchev for 4.2 million rubles. They did cosmetic repairs for 350 thousand rubles. After graduation, the daughter will stay in her apartment or rent it out. A great investment for the future."
"We moved from another city. They were afraid of a remote purchase. NATUMBE.KZ organized: video reviews, legal verification, secure transaction through the bank. We bought a one-bedroom apartment in Brezhnevka for 5.4 million rubles. The repair was done according to the checklist from the website."
"I bought a one-bedroom apartment as my first apartment. 35 m2 in an improved building for 5.9 million rubles. I have been living for 2 years, I am very satisfied: a separate kitchen, a spacious room, a balcony. In 3 years, I plan to sell and buy a two-bedroom apartment."
"We exchanged a big three-piece for a one-piece for mom. She lives alone, and the big apartment was a burden to her. We bought a 36 m2 one-bedroom apartment for 6.2 million rubles + additional payment for repairs and living. Mom is happy: everything is at hand, low utilities, easy to clean."
One-bedroom market trends 2026: what will happen next
The real estate market is constantly changing. Understanding trends will help you make the right strategic decision — when to buy, what to buy, and in which area.
Lower mortgage rates
After the peak of 2024-2025 (20-22%), the Central Bank's key rate began to decline. By the end of 2026, the mortgage market may drop to 14-16%. This will revive demand and raise prices by 5-8% in 2027. It's more profitable to buy now than to wait.
The growing demand for one-bedroom
Young professionals start families later and live longer alone or in couples without children. This increases the demand for one-bedroom apartments. Forecast: demand growth of 10-12% per year until 2030.
Euro-layouts are replacing the classics
New one-bedroom apartments are increasingly being designed as Euro one-bedroom apartments: large kitchen-living room + separate bedroom. Classic layouts with a separate kitchen of 8 m2 are a thing of the past. When buying on the secondary market, euro-one-shoes are more liquid.
The remote control changes the choice
With the development of remote work, people are more likely to choose residential areas and suburbs. Important: fast Internet, coworking spaces in the residential complex, cafes for work. The office location is no longer critical.
Investment interest is growing
With the stock market unstable, investors are increasingly choosing real estate. Studio apartments are the most popular format for investments: high liquidity, stable demand, and an understandable economy.
Eco-trend: housing near parks
Apartments within walking distance of parks, reservoirs, and green areas are becoming more expensive faster than the market (by 8-12% per year). After the pandemic, people appreciate nature close to home. One—bedroom parks are a great choice.
Forecast for 2027
Experts NATUMBE.KZ predict the following trends for 2027:
- Price increase by 5-8%in the one-bedroom segment. One room prices are rising faster than studios and two-bedroom apartments due to high demand.
- Mortgage rates will decrease to 14-16%for market programs, which will increase the demand for secondary products.
- New buildings will remain more popular than secondary onesthanks to preferential programs and modern quality.
- Growth of the rental marketby 8-12% due to the high cost of mortgages, more people will rent one—bedroom apartments.
- Consolidation of developers:large players will continue to absorb small ones, which will improve the quality of projects.
Frequently Asked Questions
We have collected answers to 12 of the most popular questions about buying 1-room apartments. If there is no question, ask it in the support chat NATUMBE.KZ.
The average price of a 1-room apartment in {region.in } amounts to6.1 million rubles. The minimum cost is 3.5 million rubles (compact small—family apartments in residential areas), the maximum is 9.6 million rubles (spacious one—bedroom apartments in the center or new business class buildings). The average price per square meter is 217.6 thousand rubles. Prices vary depending on the area, location, type of house and condition.
The area of one-bedroom apartments in {region.in } varies from18.2 m2(compact small-family homes) up to38.2 m2(spacious modern one-bedroom apartment). The average area is 30-35 m2. The optimal size for a comfortable stay: 28-30 m2 for one person, 32-36 m2 for a couple, from 35 m2 for a family with a small child. The kitchen area should be at least 7 m2, preferably 9-12 m2.
Yes, one—bedroom apartments are one of the most liquid formats for renting in {region.in }. The yield is5-8% per annum. Demand is high: students, young professionals, business travelers, couples without children. Payback period is 12-16 years. Advantages: high liquidity, stable demand, a wide range of tenants. One room of 32 m2 in a good area for rent for 30-40 thousand rubles/month.
Yes, all mortgage programs are available for one-bedroom apartments:family mortgage(6% for new buildings),IT mortgage(5% for new buildings),military mortgage, rural mortgages (3%), market mortgage(16-22%, depending on the market). Banks are willing to lend to one—bedroom homes - this is a highly liquid asset. The initial payment is from 15-20%, for a period of up to 30 years. The maximum amount depends on the income and the program.
The studio apartment is more spacious (30-40 m2 versus 18-30 m2 in the studio), hasseparate kitchen and living room. It is better for a family with a child, for those who work from home and like to cook. The studio is 20-30% cheaper and more profitable to rent. For a single person or a couple without children, a studio is often more optimal. For a family with a child or a long—term stay - a one-bedroom apartment.
To the buyer:passport, SNILS, proof of income (for mortgages — a 2-personal income tax certificate, a copy of the labor certificate), a certificate of maternity capital (if used).To the seller:passport, extract from the Unified State Register of Legal Entities, title documents, certificate of registered persons, notarized consent of the spouse (if the apartment was bought in marriage), custody permit (if there are minor owners), certificates from the HDP and ND. Templates for all documents are available on NATUMBE.KZ.
Yes, all 1-room apartments on NATUMBE.KZ —residential premiseswith the possibility of permanent registration. Check the status in the statement from the Unified State Register of Legal Entities: it should indicate "apartment", not "apartments" or "non-residential premises". The apartments have the status of non—residential premises - you cannot register in them. It is also impossible to register in apartments with encumbrances (arrest, mortgage) without the consent of the bank or the court.
Euro-one-bedroom(eurodvushka) is an apartment with a large kitchen-living room (18-25 m2) and a separate bedroom (10-14 m2). Unlike the classic one-bedroom apartment with a separate kitchen of 8-10 m2, the euro layout provides more common space. It has been popular in new buildings for the last 5-7 years. According to the documents, it is listed as a 1-room apartment, but functionally closer to a two-room apartment. Euro one-bedroom apartments are more liquid than classic ones — they are easier to sell or lease.
Depends on the condition.Cosmetic repairs- 250-380 thousand rubles (wallpaper, painting, plumbing replacement).Major repairs— 800 thousand — 1.3 million rubles (complete replacement of communications, electrics, plumbing, finishing).Designer renovation- 1.4-2.2 million ₽. In old houses (Khrushchevki, Brezhnevki) it is often necessary to replace electrical wiring and pipes — lay 200-400 thousand. , additionally. When buying a "murdered" apartment, pledge at least 800 thousand rubles. ₽ for renovation for a one-bedroom apartment of 32 m2.
2026 is a good time to buy a one—bedroom.Prices have stabilized after the peak of 2023-2024, sellers are more willing to bargain (the average bargain is 5-6%). Mortgage rates began to decline. If you have the right to a family mortgage (6%), a new building is especially beneficial. For investments, one-bedroom apartments remain a reliable asset with a yield of 5-8% on rent and a price increase of 5-8% per year. The forecast for 2027 is a 5-8% price increase, so buying now is more profitable than waiting.
Mandatory checks:extract from the Unified State Register of Legal Entities(history of rights transfers over 20+ years, encumbrances),checking the selleraccording to the databases of the Federal Migration Service, the Federal Resource Service, the Ministry of Internal Affairs (bankruptcy, debts, passport validity),archive extract from the house book(identification of "refuseniks" from privatization),information from the FIU(using the mother capital),redevelopment check(comparison with the BTI plan),references from the MON and ND. The cost of a full check with a lawyer is 30-80 thousand rubles. Never skimp on security.
Yes, and this is the norm.The average auction is 3-7%from the stated price. For a one—bedroom apartment for 6 million rubles, this is 180-420 thousand rubles. In some cases (long sale, urgent sale, many similar offers) - up to 10-15%. Arguments for bargaining: defects found, market analytics, willingness to make a quick deal, cash payment. An experienced realtor knocks out a bargain of 200-400 thousand. ₽ even at liquid facilities. Don't bargain aggressively — it scares you away.
Find your perfect one in {region.in }
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